Have a Go at Heli-skiing! A Novice’s Guide

Have a Go at Heli-skiing! A Novice’s Guide

If you’re an adrenaline junkie and skiing pro looking for a new, invigorating energy boost, then you need to get yourself booked onto a heli-skiing break. Being dropped by helicopter to tackle untouched powder runs offers an unadulterated and unforgettable thrill, and a totally immersive experience that will have you hooked! Skip the chairlifts and crowded pistes, and enjoy a vertical drop like never before.
What to Expect From Heli-Skiing

 

You might think heli-skiing is only for top athletes, but this is not so – as long as you’re willing to save up a bit of cash and have several seasons experience of skiing behind you, then you’re ready to go. Nonetheless, it does pay to do some fitness preparation beforehand, and that does involve working up some long runs down at a resort. Set yourself a tough 6-8 week plan to get yourself in the best shape possible – when heli-skiing you’re carving your own path, so getting yourself comfortable covering over 12,000 vertical feet in a day will serve you well. In particular, work on your muscle development and cardio exercise before you go – you’ll thank yourself for it when the fresh powder fights back at the end of a long day!

Another good way to prepare is to choose wisely when to go: January has great powder skiing, as the colder weather preserves the snow, but you may prefer the spring season when the lighter days allows for more time to explore. The going may also depend on where you choose to get dropped off – the grand national parks of Alaska and Canada are particular favourites among aficionados for the higher vertical drops.

Wherever and whenever you go, pack light, layer up and make sure you’re well fuelled before the trip – get in a lot of carbs at breakfast and fully hydrate yourself, as you will have a long and rewarding day ahead of you!

Precautions and Safety Tips

Make sure to check your provider closely before booking a trip. Instructors are often among the very best, but it’s always good to make sure they have proper qualifications and certification from official organisations before embarking on a trip. In particular, it pays dividends to go with an instructor who can advise you of terrain, and who can properly prepare you with avalanche safety information and how to use it. Having more than one guide in a group is also a good idea, so that one of them can act as a tail guide in case you need to slow down.

It’s worth noting that when you get dropped off by helicopter, you’re not actually jumping out, stuntman-style – you’ll dock first before you get out. Nevertheless, that’s not to say the ride itself won’t be the most intense part; many heli-skiers find it calmer when they’re out on the snow!

Of course, one of the best precautions you can take is get yourself decked out with some foolproof skiing travel insurance. Part of the thrill of heli-skiing is in the challenge, but there’s no point in facing new challenges if you don’t allow yourself to get picked back up when you don’t quite make it the first time, particularly when you’re a rookie. With comprehensive skiing travel insurance cover, you can give yourself that extra peace of mind to keep you covered for any eventuality. For the best heli-skiing travel insurance you can find, our guys at InsureMore will have the answer.

How To Save Your Car Insurance

How To Save Your Car Insurance

It has car accounts as the second largest household cost, according to the Bureau of Labor & Statistics. Although their efficiency is still a matter of debate, we all know as car owners that it’s better to be safe than sorry. In this article we will discuss various ways to save hundreds of dollars on your Car Insurance.
1. Look Around to find The best prices may vary depending on the company and its policies. With the latest statistics released by BankRate.com, 90% of drivers pay more than $ 368 for their car insurance. So really pay to look around and expand your options. One of the nuisance methods is to search online. Many of them offer discounts compared to normal Insurance. So always weight your choices and find the best.

How To Save Your Car Insurance

2. Secure your car and get discounts on bells and bullets Insurance related Insurance in U.S. car. get a lot of discount points from car insurance companies. Built-in anti-theft and passive restraints include a large discount air bag. Insurers also love cars kept in the garage overnight, because there is a higher theft risk by keeping your car on the road.

3. Cancel Closure If your car is 10 years old or the price is less than 10 times the premium, the cost of repairs can be more than a decent car. Chances are you’d better cancel your crash coverage and save up to 40% or as much as $ 440 per year by reducing coverage of property injury and damage.

4. Think Twice before Adding Your Teenagers to Your Policy According to a report issued by InsuranceQuotes.com, car insurance costs 79% more for couples after they add a teenage driver to their policy. Especially if the teenager happens to be a boy: car insurance costs 92% more for teenage males, but only 67% more for young women. This is because car accidents are the leading cause of death for U.S. teens, especially males aged 16 to 19, according to the Centers for Disease Control. How To Save Your Car Insurance

5. Bundle all your Insurance into one company Insuring your home and your car with one company can bring your interest rate down by 10% per year. A two-year national study by Consumer Reports found that bundling of home and car insurance will save customers an average of $ 97 per year.

6. Choose High Deductibles if you have the cash The higher your deductible, the lower your insurance premium. If you can afford a higher out-of-the-pocket cost if something happens to your car, choose a $ 1,000 deductible instead of $ 500 to save. How To Save Your Car Insurance

7. Mind Your Credit Score According to a study conducted by the Wallet hub, there is a 49% difference in the cost of auto insurance premiums for someone with excellent credit and someone who has no credit history. Another study by Consumer Reports says the average difference between the causes of the difference in credit score is $ 214. So whenever your score improves, ask your insurance company to get a discount or shop for other policies.

3 Tips for Finding the Best Mortgage Loan

3 Tips for Finding the Best Mortgage Loan

Buying a home is one of the biggest financial investments that the average American will make in their lifetime. Therefore, it is important to find a lender who you trust and feel happy working with now and in the future. Mortgage lending in Catlin, Illinois, is not a one-size-fits-all process. Buyers who enter the lending process with wide-open eyes will print the best deals.

 

Here are 3 tips to help you find the best lender for your situation.

Avoid Short Term Loans 3 Tips for Finding the Best Mortgage Loan

Short-term loans are not the same as a 30-year mortgage versus a 15-year mortgage. Short term loan refers to a loan that starts with a good interest rate, but has a clause that states within months, your interest rate can go up. This loan is usually called an adjustable rate mortgage (ARM). Think about short-term mortgage rates that can be adjusted if you know you’ll be in a position to refinance before your rate goes up.

Say NO to Special Interest Loans 3 Tips for Finding the Best Mortgage Loan

Loan interest only may seem like a way to save money because you do not pay the principal, but it’s really a money trap. Remember that at the beginning of the loan, you always pay more interest than the principal of the loan. Also, if you only pay interest, you really do not pay a mortgage and are still far from actually owning your home. Loans with interest are only best for new short-term construction projects that will be converted to regular payments once construction is completed.

Bad credit? Shop Around for the Best Loans 3 Tips for Finding the Best Mortgage Loan

Do not think that bad credit score means you have to be satisfied with the first lender who will give your application a second glance. Sub-prime lenders are short of supply shortly after the big recession, but that was a few years ago and the market has turned around. This means that there are more bad credit loan products available for less-than-perfect buyers.

Of course, that does not mean that all these products have your best financial interests. While a bad credit buyer will pay more interest and may be asked to pay points, be wary of lenders who want to take advantage of your situation. Take your time to weigh all your options. Also, consider taking a few years to build credit and save money with a low down payment. Both of these actions, in themselves, will put you in a better position to find a loan.

Sacred art meets sophisticated technology!

Sacred art meets sophisticated technology!

Multi-media entertainment studio Moment Factory creates a multi-sensory experience within Montreal’s grandiose Notre-Dame Basilica using sound, light and video projection-mapping.
Designed by Irish-American architect James O’Donnell in 1824, the Notre-Dame Basilica in Montreal is a picture of divinity. Now, as part of the city’s 375th anniversary celebrations, the iconic heritage landmark has been given a new, and luminous, lease of life. Montreal-based multimedia entertainment studio Moment Factory has created AURA, a transformative experience that propels visitors on a sacred journey using layers of augmented reality and spatial orchestral scoring within the walls of the Gothic Revival cathedral.

 

Since its opening in March 2017, AURA, which seats 600 people at a time, has been performed over 400 times. The 45-minute experience, presented in two acts, unfolds beneath the grandiose Basilica’s lofty rood screens. Before being seated, visitors are encouraged to discover and connect with sublime artworks highlighted by multimedia-enhanced installations on a self-led tour.

The second act, when the Basilica’s interior is bathed in a series of animated projections, is just as, if not more, breathtaking. Coupled with an orchestral composition interpreted by 30 musicians, 20 chorists and the Basilica’s resonant organ, the experience is soul-stirring.

Conceived in 2015 by the Moment Factory team and the cathedral’s managers, Fabrique de la Paroisse Notre-Dame, the project was produced by over 100 people. Bringing this vision to reality required an intensive year of musical composition and recording, four months of visual content production, 90 days of installation and a month of content integration and testing.

The technical rig of a total of 21 projectors — seven for the exploratory introduction and 14 for the second act — and 140 lights, four lasers and 20 mirrors is but one of the cogs in the machine.

To fully utilize the cathedral’s intricate architecture as a complex digital canvas, in a seamless manner, Moment Factory developed X-Agora, a specialized projection-mapping software that permits the creation of complex 3D maps of concave surfaces and ornate carvings. The video projections were also tuned to match the cathedral’s vibrant chromatic palette so as to enrich the existing details.

Sell ​​Insurance without a Marketing degree

Sell ​​Insurance without a Marketing degree

Recently, John Heath from Colonial Life Insurance visited our Marketing Management class one morning. He does not have a degree in business, but he is a great salesman. He and his assistants present practical information to those who want to get into sales. I, for one, do not want to plunge into that field. Personally, the thought of talking to people face-to-face, trying to get them to buy a product, scares me. But, for each of his own right?
Dr. Green has reaffirmed to the class the idea that someone should be liked and can be trusted to sell the product to someone. John must have qualities about himself. He is friendly, explains everything well, and it seems he has the best interests in the forefront of his mind. David Mayer and Herbert M. Greenberg write, “Our basic theory is that a good salesman must have at least two basic qualities: empathy and ego drive” (2006). Along with trust and empathy, the salesman must be moved. One of Heath’s maxims is that you can make as much money as you think it’s worth. It’s just up to you to put in the time.

Sell ​​Insurance without a Marketing degree

Heath’s primary role as an insurance salesman, apparently, is to promote awareness of his company’s products. Chernev explains, “Awareness reflects the customer’s knowledge of the offer, awareness can be generated by the company’s direct communication to its target customers …” (2014). Without awareness of your product, you have no market.

Heath explains the importance of getting as many “drops” as possible for contacts each week. This is called a drop because you are trying to “drop” your name and information into a particular business. The more often you contact the sales prospects, the more likely you are to go further with them in the sales process. “‘No’ is not always flat ‘no’ Most of the time, that means ‘not right now’, so do not be discouraged if you do not get it. Be patient,” Heath said.

This is what will make me afraid to take a sales position. I do not like being told no. I feel my relationship with the person is sick when they say no. I feel I can not be open to them. Sell ​​Insurance without a Marketing degree

Heath mentions Jeb Blount’s Fanatical Prospecting book. He and his assistant praised him as a very inspiring and readable read, and there is a need for salespeople to check out. So, in a perfect world, I would read the book and suddenly fall in love with the sale. We’ll see.

Reasons to Visit Transylvania in Motorcycles

Reasons to Visit Transylvania in Motorcycles

Transylvania is really an area located in the central part of Romania, Eastern Europe. This is the land through the forest (from latin trans = crossing; silva = forest). The name itself implies that the land is immensely engrossed in beautiful valleys, hill-tops, forests and mountains – some of which use their riders and motorcycles for three rows that appreciate it all with stunning views.
All this sounds good, however, nothing is more exciting than the way to get there: Reasons to Visit Transylvania in Motorcycles

Transfagarasan Street

Connecting Muntenia (southern Romania) to Transylvania, crossing Mount Fagaras, the Transfagarasan Road journey brings motorcyclists as much as 2,042 m in altitude on perfect tarmac ribbon, built similar to a race track, a Mecca for motorcycles. Today’s rider It has been built throughout the communist regime (1970-1974) under dictator Nicolae Ceausescu to lighten the access of troops. Due to the height of open roads only 3-4 months / year, generally from 15 June to 31 October, is highly dependent around Climate conditions. In the summer the streets are usually crowded, using peaks on weekends.

The riders must begin their journey from south to north (from Curtea de Arges to Cartisoara), by doing this, the scenery of the entire path ahead will be thrilling. Also they need to start riding each morning (around 08:00). By doing this they will lose the crowds and then really get a unique street feel with bends to last a lifetime. Caution also needs to be forwarded to the gas tank because there is no gas tank about this road, the rider must charge before starting the journey.

2. Transalpina Highway – referred to as Kings Road, connecting the city of Sugag in Transylvania with Novaci, crossing the Parang Mountains inside the central Carpathians. Using the highest peak at 2145m at Urdele Pass, the road takes the rider toward the clouds on the way to keep in mind. Pine forests, traditional sheepfolds where readers are offered standard “balmos” (food cooked from sheep grazing), beautiful scenery and lots of curves and hairpins. Just like Transfagarasan Road, it is better to ride on Sunday or every morning to conquer the traffic. Caution also needs to be forwarded to the gas tank because there is no service station about this road, the rider must charge before starting the journey.

3. Transbucegi Road – Romania’s third highest mountain road, Transbucegi is really a narrow asphalt road that leads to the Bucegi Plateau in the Bucegi Mountains. From the plateau you walk towards the Sphinx and Babele (the famous rock formations of the wind) can be explored. The roads to the Sphinx can take up to 45 minutes. It is necessary for your rider to keep in mind that they have to walk back to the motorbike as well which will enhance the leisurely ride in nature even more time.

Recommendations: Motorists think about the scenery that can only be reached with a little walking is encouraged to carry comfortable walking shoes and also to leave motorcycle shoes that are locked around the motorcycle. Also water along with chocolate bars for energy is recommended.

4. Sunset Mountains in the Western Carpathians gives you great rides, one of them – Transursoaia Road. From DN 1 in the town of Huedin the same snake as the Black Hills along the Belis Dam and Belisului Valley to the village of Horea. 80 km of bitumen on a narrow mountain road offering some great ride, stunning scenery and traditional stops on the highway, carved in wood from the locals.

Short distortion: in the Rachitele – the Vail area of ​​the Bride Waterfall, a waterfall 30m attracts visitors from around the world.

From May to October, based on the weather. Caution is needed because there is a narrow part of the area. It is recommended to ride all day because the mountain will reward the rider with spectacular scenery.

5. History of the Rich

Transylvania has everything from a large winding road to a medieval church and a fortified medieval fortress. Historians should not miss Cluj Napoca – home of the Saint Michael Cathedral, European Youth Capital by 2015, the fortress of Sighisoara Medieval – the birthday host of “Vlad The Impaller” (also called Dracula), the medieval town of Brasov for your Black home. The church, the medieval town of Sibiu – the former European cultural capital in 2007, is in the off-road spot of Redbul Romaniacs, Reasons to Visit Transylvania in Motorcycles

Packing Tips for Travel Worldwide

Packing Tips for Travel Worldwide

You are leaving weeks of exciting and round-world adventure and no doubt everything you’ve done over the last few months has continued to this day. You’ve updated your passport, purchased your flight tickets, booked accommodation in different cities, bought annual travel insurance and you’re now ready to start packing for this long-awaited adventure!
Not sure where to start? We’ve covered some practical tips when you start packing for your trip.

Packing Tips for Travel Worldwide

Luggage or backpack

While the debate continues over whether a suitcase or rucksack is best on a round-the-world trip, we believe hybrids are ideal. You want a double-wheeled bag as a backpack for mobility and maximum comfort. You never know when you have to run to catch a train or bus that goes to the next destination, and have a bag that you can steer or ride comfortably will make it much easier. In addition, choosing a cloth bag because of the difficult problem favored because it allows your goods into the storage more easily.

Less is more Packing Tips for Travel Worldwide

When you have to decide what to take with you, there are items that are not appropriate for negotiations, such as passports, money, credit cards, and annual travel insurance information, as well as special items such as prescription eyeglasses. But when it comes to packing clothes, shoes, toiletries and equipment, remember less always more, and more stuff can be bought on the road if needed.

In fact, packing for any climate and situation you might face on your journey is almost impossible! We recommend three out of each clothing category: three pairs of pants, three shirts, three pairs of socks, three pairs of shoes – you get the idea. Remember that you will be able to wash your clothes on the go – a good bonus for packing light.

Try choosing pieces that can be mixed and matched and made from a cloth that dries quickly. If you have items that can serve a dual purpose, such as women’s sarongs that can be used as beach towels, skirts, shirts and scarves, the better! If you are not sure about the item, choose not to pick it up. Wear minimal toiletries, as these items will weigh you and can be purchased overseas, as per your requirements.

Get Packing

Save space in your bag by rolling clothes instead of folding and stacking. Pack socks and underwear shoes and the contents of every possible cavity. Wear large items on the plane, such as hiking boots or winter jackets, to save space in your luggage. Place all essential items, such as passports, money, annual travel insurance information and electronic goods in a safe and accessible place close to you. As an additional security measure, take a photo of your document and take a photocopy in a different place than the original.

Getting your stuff together for a trip around the world does not have to be a chore! Light and smart packing will go a long way in ensuring you have everything you need to make this trip an experience of a lifetime.

Patrick Chong is the Managing Director of InsureMore, an award-winning specialist team in a single global travel and annual travel insurance policy. In addition to offering attractive offers for travel insurance, Patrick also collects and shares the best free travel competitions to help his clients get the most out of their holiday.

Should Your Insurance Company Offer Cyber ​​Protection

Should Your Insurance Company Offer Cyber ​​Protection

Cyber ​​security has become a concern for U.S. companies. over the last few years, and for good reason. Information violations not only become more common, but also much larger. Nothing describes the state of modern web security as well as recent violations, which make hackers target the IRS by exploiting false security to compromise over 100,000 taxpayer records.
A similar violation has also affected a much smaller company, and used to see a forward-thinking insurance company racing to adapt. Here’s what you need to know to determine whether, first, you really need virtual insurance and, secondly, what you should look for in a policy.

Should Your Insurance Company Offer Cyber ​​Protection

Are You at Risk?

If you work with any customer information, then the answer may be yes. The term to be considered here is Personal Identification Information, or PII. This is not a technical term, but a legal term that brings some teeth if you have to deal with it.

At its root, PII is part of the information collected that allows third parties to identify their respective business clients. Given how well the Internet uses the slightest hint to track someone, the definition is vast. Full names, email addresses, site nicknames, and (sometimes) even web cookies can all qualify as PII.

If you keep something under the PII umbrella, you run the risk of violation. Violations are very expensive, both for the affected consumer and for the company responsible for the loss. Companies in the health and retail industry are clearly at high risk, but when it comes to it, any business that makes a habit of collecting information should ask their insurance company about cyber policy.

What are your Cyber ​​Policy Needs?

You should look for some things in cyber insurance policy. As you might expect, a good policy should include financial damages that are directly caused by a violation. However, cyber attacks can cause financial damage in various ways. In particular, make sure your company is protected from:

– Losses caused by lost time and productivity. A large hack can cause the company’s gears to stop. Find an insurance company that guarantees the coverage of lost revenue during this period. – Indemnification by third parties. Some modern companies handle their own data. Outsourced IT support or other company can be a victim of a violation affecting your customers. – Losing Reputation. Companies that are violated, even those who have done their due diligence, almost always take a PR punch after the attack. A good policy offers some cushioning against common customer losses.

Finally, try your best to work with an insurance company that has an educational component. Some plans will also be equipped with training to avoid violations. As good as its protection, it’s safe to say that it should not be used. Installing a set of best practices can help you not to rely on safety nets in the first place. Should Your Insurance Company Offer Cyber ​​Protection

Why Insurance Parcel from Independent Company Better than Carrier

Why Insurance Parcel from Independent Company Better than Carrier

If you run a business that sends your product to its customers, like an e-commerce business, you can understand how important it is to collect merchandise from Point A to Point B without a hitch. Nothing makes your customers more angry than receiving their broken packets, accepting them with items lost from the inside or not accepting everything. You need package insurance, and you should not rely on insurance charged by your carrier. This is the reason.
Provides a More Personalized Experience

Why Insurance Parcel from Independent Company Better than Carrier

Shipping companies are in business to make money through their transit services, not through insurance coverage. As a result, their service sections are often difficult to understand. In fact, you may not even know if your package is insured and, if so, how much. If your business relies on shipping merchandise, you need to work with a company that specializes in insuring your package. It gives you a more personalized experience that meets all your needs. You will have an insurance package from which to choose which gives you optimal coverage at minimal cost.

Provide Better Coverage

If you can customize your package insurance as per your requirements, you will get better coverage. You can ensure that your insurance is adequate to handle any claims. If you’re selling high-end or special products, it’s important to ensure your goods are protected until customers leave online five-star reviews. You can not risk losing to your wallet. Carrier insurance will only cover you to some extent, if at all. Thus, you must make sure that you have all the protection you need.

Streamlines Claim Processes

If something happens, and inevitably, if you file a claim under the carrier’s insurance, you not only see a stack of documents to fill but also a four to six week claim processing period. Your customers will not wait that long, and neither will you. If you send a new product to your own self-esteem, you will not experience a backlash to the bottom line for this duration. When you make sure your package is through an independent operator, you will have a fast claiming process, sometimes in as short a week.

Keeping Customers Happy

This makes your customers happy. When you receive an angry phone call or email, the customer will respond better to the answer that you will resolve the issue immediately rather than in four to six weeks. Given online reviews can force businesses to close their doors, it’s important that you keep your customers happy with your service, even if something goes wrong during the transit. Do not assume that your carrier is the best and you will never have a problem. Finally, something will happen.

You opened your business because you liked what you did. You have a passion for the product you sell. Protect and your operations by securing an independent insurance package for all your packages. When you work with an insurance provider, you and your customers will receive better services and coverage that you deserve. Why Insurance Parcel from Independent Company Better than Carrier

How to Find the Best Seller for Your Events

How to Find the Best Seller for Your Events

Flowers are not just simple plants. They are beautiful and decorative and can accompany all or most of the important events in our lives. We can use flowers for the best moments of our lives and also the worst moments. We use flowers at our wedding and also in our funeral. We also offer them for most life opportunities; love demonstrations, illustrations of sympathy, thanks, testimonies of affection among others. This is why the best NJ Florist is something you can not use for flip coins. The following tips can help you find the best florist in your location.

• Consider your options carefully
It’s easy to find a reputable Jersey Shore florist from the Internet. You can also search in directories and comparators. When using this source, it’s important that you always look at reviews of florists so you only consider the most trusted and reputable ones. When searching online, chances are you will meet with a flower shop network. It can be a challenge to choose one of them, and personal recommendations can be very helpful in this situation.

• Not all florists are the same How to Find the Best Seller for Your Events
Like other services, not all florists are alike. You’ll find a NJ florist that offers quality service at a very competitive price, and then you can unfortunately find a florist offering an unpleasant service. That is why it is important to do your research whether you will personally choose the flowers or they will be sent to you. Investigate before ordering, and make sure the florist understands exactly what you’re looking for. This ensures that you get the most appropriate interest for your opportunity. Basically when making inquiries about services, delivery methods and how knowledgeable the florist is.

• Flowers suitable for the right occasion
Some online flower delivery services are intended for companies that only deliver flowers from different florists but do not have the flowers themselves or make their own arrangements. Do not be satisfied with the florist network that does not understand the language of interest because they do not do their own production or arrangement. The best Jersey Shore flower shop will be able to recommend the appropriate flowers for your mom’s birthday, funeral of a loved one, or an apology to your fiancé. The hospital flowers for new mothers differ with flowers for your nephew’s graduation party or nephew. How to Find the Best Seller for Your Events